Whether is a single commercial motor vehicle or a fleet, this Insurance covers vehicles used for business purposes (and personal use) against various risks. Cover can include;
- Comprehensive Cover: Damage to your vehicle from accidents, theft, fire, vandalism, or natural disasters like earthquakes or floods, plus third-party damage or injury caused by your vehicle.
- Legal Liability: Costs for legal claims arising from accidents caused by your vehicle, including injury or property damage.
- Loss of use or revenue: Limited cover for business losses due to vehicle unavailability, if specified in the policy, this is optional.
Having your vehicles insured ensures that if the wheels stop moving, your business doesn’t come to a standstill. Covers vary depending on your business needs.
Subject to variations in insurers wording, exclusions and case specific endorsements.