The accommodation industry stetches from regional motels to CBD hotels and everything in between. Our insurance solution would typically include cover for;

• The building and other fixed/permanent structures on the site. 
  • Including a small sub-limit for cover to capital additions.
  • Including a small sub-limit for cover to property being worked on in case there are small renovations throughout the year.
• Cover for your contents and/or stock.
• Your loss of rent over a selected period following an insured loss. This is only relevant if there is an additional entity which you also own and have extended  on the policy. Otherwise, this is included in the landlords policy.
• Your loss of profit over a selected timeframe, this may also include wages.
• Additional increased costs to ensure minimal disruption.
• Costs to pay for the preparation of your claim if professionals such as accountants or lawyers need to get involved.
• Your public liability to ensure your legal liability is protected against personal injury or property damage claims.
• Statutory liability to ensure you are protected against the accidental breach of government Acts.
• Innkeepers liability extension.

All industries have a variety of risks and they may not be mentioned above. We aim to cover as much as we can, working within your risk appetite. More information, cover nuances or specifics provided upon quoting.