Coverage for financial losses over a defined time period where a business cannot operate normally due to what is usually a physical loss. It typically includes:

• Loss of profit/revenue: Compensation for income lost during the interruption period caused by events like fire, flood, earthquake, or storm damage to business premises.
• Additional Increased Expenses: Costs incurred to minimise disruption, such as renting temporary premises or hiring equipment.
• Fixed Costs: Ongoing expenses like rent, utilities, or salaries that continue despite the interruption.
• Claim Preparation Costs: Funds to help pay for the cost to analyse and quantify your loss.

Almost all business should carry a form or level of business interruption cover. Ensuring your business can retain financial stability and recover quickly. 

Subject to variations in insurers wording, exclusions and case specific endorsements.